Gulf Winds Credit Union earns top rating from BauerFinancial

Special to Atmore News

Gulf Winds Credit Union has once again earned a top (5-Star) rating from BauerFinancial, Inc., the nation’s premier credit union and bank rating firm. Bauer rates every federally insured credit union with the same strict standards. It’s all about the numbers, and in the case of Gulf Winds Credit Union, the numbers show strength. To earn Bauer’s Top Rating (5-Stars) Gulf Winds Credit Union must excel in areas of capital adequacy, profitability, loan quality and more.
Gulf Winds Credit Union had earned Bauer’s top rating continuously since December 1994, earning it the added distinction of “Best of Bauer Credit Union,” a designation reserved solely for those credit unions that have earned this top rating for 100 (or more) consecutive quarters.
“Gulf Winds Credit Union has capital levels well in excess of what regulators consider to be ‘adequate.’ That capital buffer is what will help Gulf Winds Credit Union weather any downturn that may head our way, just as it has in the past,” BauerFinancial President Karen Dorway said. “It’s what enables a credit union to continue business as usual even as those around it struggle. What you want is an institution with high capital levels, strong loan underwriting and solid profits, and that’s what you have with Gulf Winds Credit Union. Members and prospective members should feel secure in that.”